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Aetna Coverage for Mental Health Treatment in Massachusetts

Aetna Coverage for Mental Health Treatment in Massachusetts

At Greater Boston Behavioral Health, a leading mental health treatment provider in Massachusetts, we proudly accept Aetna insurance to make high-quality care more accessible. We understand that seeking mental health support can feel overwhelming—not just emotionally, but financially. That’s why we’ve partnered with Aetna to help ease the financial burden and ensure that you can access a full continuum of evidence-based care.

Our team specializes in treating a wide range of mental health conditions, including depression, anxiety, bipolar disorder, schizophrenia, OCD, PTSD, borderline personality disorder (BPD), and eating disorders. Whether you’re seeking care for yourself or a loved one, our programs—including Partial Hospitalization (PHP), Intensive Outpatient (IOP), and Outpatient services—are designed to support your journey toward mental wellness.

To find out if your Aetna plan covers mental health services at our facility, we encourage you to contact us. Call Greater Boston Behavioral Health today to speak with a member of our team and learn more about your coverage options.

Struggling with mental health is challenging enough without worrying about how to pay for care. In Massachusetts, Aetna offers a variety of coverage options to support those seeking mental health treatment. Understanding these coverage options can help you make informed choices about your mental health care journey.

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Understanding Mental Health Coverage

Understanding mental health coverage is key when seeking support for mental health issues. Having coverage means you can access the help you need without extra stress about costs. Many insurance plans, like Aetna, offer a wide range of mental health benefits to help you. Mental health services can include therapy, medication management, and even group sessions. It’s important to know what your health insurance plan includes for mental health treatment. This ensures you can get the necessary care for your mental health conditions when you need it.

Overview of Aetna's Mental Health Benefits

Aetna provides a variety of mental health benefits to cater to diverse needs. Their health plans often cover services for various mental health conditions and behavioral health services. These benefits can help you tackle mental health concerns, such as bipolar disorder or anxiety. Aetna works with a network provider system to deliver these services. Greater Boston Behavioral Health is a trusted option in this network. This means you have access to mental health professionals experienced in dealing with different conditions. Overall, Aetna’s mental health benefits provide a solid foundation for those seeking comprehensive mental health care.

More About Aetna

Founded in 1853, Aetna began as a life insurance company and has since evolved into one of the nation’s largest healthcare providers. Headquartered in Hartford, Connecticut, Aetna offers a range of health insurance plans for individuals, employers, and government programs such as Medicare and Medicaid.
Since its acquisition by CVS Health in 2018, Aetna has continued to enhance its offerings through innovative digital solutions like mobile apps and patient portals—making it easier for members to manage their health and access mental health care.
With over 1.2 million healthcare professionals in its network, including 690,000 primary care doctors and specialists, Aetna ensures that its members have access to high-quality care wherever they are.

What Does Aetna’s Mental Health Coverage Include?

Aetna provides comprehensive coverage for a wide range of mental health services. While the exact benefits vary by plan and location, members can generally expect coverage for:
  • In-network therapy and counseling sessions
  • Psychiatric evaluations and ongoing medication management
  • Intensive outpatient and partial hospitalization programs
  • 24/7 telehealth access
  • Crisis intervention and emergency mental health services
  • Medication-assisted treatment (MAT) for co-occurring substance use
  • Support for family members and caregivers
  • Behavioral health wellness programs
Aetna also offers access to care coordinators and behavioral health specialists to help guide you through your mental health care journey.

Does Aetna Cover Therapy and Counseling?

Yes—Aetna covers individual, group, and family therapy as part of its standard mental health benefits. This includes sessions with licensed therapists, counselors, psychologists, and psychiatrists. Coverage details can depend on whether the provider is in-network, and your specific plan’s benefits.
Services commonly covered include:
  • Cognitive Behavioral Therapy (CBT)
  • Dialectical Behavior Therapy (DBT)
  • EMDR (Eye Movement Desensitization and Reprocessing)
  • Psychiatric medication management
  • Teletherapy and virtual mental health visits

Does Aetna Cover Mental Health Programs Like PHP and IOP?

Partial Hospitalization Programs (PHP):

PHP offers structured, intensive care for individuals who need more support than traditional outpatient therapy but do not require 24/7 hospitalization. Patients attend therapy sessions during the day and return home in the evenings. Aetna typically covers PHP as part of its behavioral health benefits, though exact coverage depends on your plan.

Intensive Outpatient Programs (IOP):

IOP involves multiple therapy sessions each week, allowing individuals to receive focused mental health care while continuing to live at home. Aetna generally covers IOP under its mental health benefits. It’s a valuable option for those needing more support than weekly therapy sessions can provide.

Outpatient Therapy:

Outpatient care is ideal for those managing milder mental health challenges or transitioning from a higher level of care. Aetna usually includes outpatient therapy as a standard part of their behavioral health coverage.

What Mental Health Conditions Does Aetna Cover?

Aetna provides coverage for a broad range of mental health diagnoses, including but not limited to:
  • Depression
  • Anxiety disorders
  • Bipolar disorder
  • Post-traumatic stress disorder (PTSD)
  • Schizophrenia and schizoaffective disorder
  • Obsessive-compulsive disorder (OCD)
  • Borderline personality disorder (BPD)
  • Eating disorders
  • Co-occurring mental health and substance use disorders
Each condition is approached with a personalized treatment plan aimed at long-term stability and improved quality of life.

Does Aetna Cover Co-Occurring Disorders?

Yes, Aetna health insurance often covers integrated treatment for individuals dealing with both a mental health condition and a substance use disorder. Known as co-occurring disorders or dual diagnosis, this type of treatment is essential for those who need simultaneous care for both conditions.
At Greater Boston Behavioral Health, our clinical team is trained in dual diagnosis treatment and can help you navigate your insurance coverage to ensure you receive the most effective care.

How Much Does Aetna Cover for Mental Health Treatment?

The amount Aetna covers for mental health treatment depends on your individual plan, location, and provider network. Typically, Aetna plans cover a portion of treatment costs, but you may still be responsible for:
  • Copayments or coinsurance
  • Deductibles
  • Out-of-pocket maximums
  • Prior authorizations or referrals
To get a clear understanding of your mental health coverage with Aetna, contact your insurance provider directly—or call us at Greater Boston Behavioral Health for help verifying your benefits and estimating potential costs.

Need Help Understanding Your Aetna Mental Health Coverage?

We’re here to help. Contact Greater Boston Behavioral Health today to verify your benefits, learn more about your mental health treatment options, and take the first step toward healing.

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